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How to invest and why

In my earlier post I tried building an argument through my limited understanding of life-blood of business (finance).  An attempt was made to defend the case of investing in relationships.  Nations invest their might in people for the cause of building sustainable future.  Individuals need to invest in relationship for the want of enjoying the fruits of life, the blessing that humans have over other living creatures.  There are still many facets left that fall under the domain of finance and can be replicated in improving human performance through concerted efforts.  Time value of money believes in a very simple principle – a bird in the hand is worth two in the bush .  It reflects on the risk factor involved while considering future time.  In ontology there is strong relationship between space and time and human mind.  However, it depends on whether one believes in traditional realist school of ontology or in idealist school as to the proximity of human mind with time and space.  It h
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WHERE TO INVEST AND WHY

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As a student of commerce, I held a belief that finance is the life-blood of business.   For the cause of business sense and sustainability flow of funds or circulation of money is important.   And in the domain of finance and business, investment stands as one of the most important activity and decision.   When it comes to investment one has to have the competence for making useful investment which can reap good returns.   Risk and return are inherent part of investments and financial growth.   As individuals or as a business entity one has to learn and master the art of making good investments so that one is able to convert them in the times of need.   Time is also an important factor when it comes to making an investment and it is linked with market expectations and capitalising on such investment in the time of need.   Futures are good options, they are the derivative products.   Derivations as such are significant to understand the evolution.   The students of commerce restrict the
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Ponderings on Pandemic

It is around 3 months that we have started classes in the usual physical mode.  The lockdown continued for many months ever since it was first declared on 23rd March 2020 in India.  During these months, teaching learning process suffered a lot or I can put it in other words that in the given conditions what best was possible was done so that the process is not brought to halt.  Though the pace was slow the classes continued, exams got conducted, results got declared.  So all the activities that were possible with the use of available technology were taken care of.  The offices were closed and in most cases the employees were working from home.  These conditions greatly affected human lives.  The times of lockdown during the COVID - 19 pandemic taught us many lessons at all levels, regional, national and global; personal or professional; family life or work life; individual or organizational life. On one hand we got lot of time to introspect, on the other hand it introduced us to unpred
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Lockdown Lashes

Few days back I received an email addressed to me: Hello Sir, Since lockdown I have been working from home and rarely go out and spend time with other people. I see I have been losing interest in people or if I would reframe this so I'm not finding the type of people I can vibe with. I don't feel like connected with other easily. I have same 2 people with whom I always spend time and when they are not there when I need them then I feel like I'm missing something. It's not like I don't want to go out and spend time but I feel I'm not able to find the type of people I can bond with as all I stay at home mostly. With new people online I don't feel like making an effort to talk and form that bond as online I don't feel comfortable to connect. What should I do Sir in this case? I know social aspect of human is very important to live a quality life and this has been impacting me unknowingly. I'm sharing all this to get some perspective and how to approach
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WHAT MAKES A GOOD LEADER?

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Leaders are there because there are followers. Leadership cannot be understood in isolation of followership. It is the followers who make a leader. Self-styled leadership lasts for a very short time, till the followers are ignorant. It is temporary. Such leadership is imposed and there are subordinates following the leader out of compulsion or in absence of any choice. However, when followers make a leader, when they elect or nominate a leader, such leaders are remembered for their ability to lead. When one amongst the team members is given the responsibility to lead the team, one cannot afford to ignore the team members, their interest, their abilities, their competencies and their drive to work towards the larger cause of achieving organizational goal. The team leader has to invest on enhancing capabilities of the team members and on building trust among team members. The leaders who resort to pick and choose, divide and rule, ignite and ignore, without any reason or rhyme, just
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Human Well-Being and Governments

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The world has progressed in speed and space, in wealth and health, in knowledge and wisdom and the process is going on. It has also expanded the horizon of our thinking and raised expectation from society, government and individuals. There are more visible democracies, there are larger and taller buildings as ever, age span has increased, there are more schools and hospitals, more people are getting above the poverty line, it gives a feeling as if it has become a better and happier place to live now. This is what has to be studied as to really whether the visible progress has been translated into better human well-being or not. Human Well-Being is a construct evolved from the philosophy of living well – mentally, physically, socially, and spiritually. Individuals tend to perform acts that (they think) provide them satisfaction and lead towards improving their state of ‘living well’. Fulfilment of human needs and having positive living environment around, contributes towards an assur
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Money - Happiness Relationship

Background of one of my forthcoming chapters... On #happiness , #income & #HumanWellBeing .... === Last 2 decades have produced voluminous literature on happiness, well-being, and quality-of-life. Objectively the world has become a better place to live; science has solved many problems and has made life comfortable and easy; economically last century has witnessed tremendous growth; per capita income grew by around 6 times whereas population grew by around 4.6 times; and the world GDP has grown by more than thirty times. Amid all these visible indicators the problems of depression, stress, health hazards, family disputes, work-life conflict, discrimination, crime, emotional imbalances, social alienation, climate change, etc. are hindering human progress. The inequalities are on the rise and aspiration levels for material well-being are high. This in result is affecting happiness and peace of individuals. The puzzle of income and happiness has been in the domain of research for
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